Earn cashback from you Reward Credit Card It’s always a good thing. It’s even better that you can customize your cashback bonus categories on a monthly basis. Bank of America® Customized Cash Reward Credit Card It allows you to do exactly that, Annual fees Start it.
The opportunity to choose the top rewards category is a plus, but there are other reasons to consider adding this card to your wallet. In fact, the benefits offered by Bank of America’s customized cash reward cards can be a huge attraction, especially if you are a preferred reward member for Bank of America.
Read on to learn about the benefits and consumer protection of Bank of America’s customized cash rewards travel, plus other perks you can get just to be a cardholder.
Bank of America Customized Cash Reward Card Travel Benefits
Bank of America Customized Cash Rewards Credit Cards are not high-end travel credit cards, but come with a variety of ranges Visa Signing Possible benefits for frequent travelers. While we recommend reading the terms and conditions of your card to see the level of benefits associated with your card, the main visa signing trip perks that come with this card include:
Visa Signature Concierge
Visa Signing Concierge service Allows cardholders to get help with meal reservations, tickets for shows and events, and general travel plans. Cardholders will call the hotline and receive free personalized assistance of all kinds. This help is available 24 hours a day, 7 days a week.
Roadside dispatch
Roadside Dispatch is available from a hotline that cardholders can call. The hotline connects drivers with a variety of types of assistance, including gas filling, flat tire replacement, and towing services. Roadside Dispatch Hotline is free, but cardholders must pay a standard price for the services they receive.
Travel and emergency support
Cardholders also have access to travel and emergency assistance hotlines seeking different types of assistance. For example, when you run into issues away from home or emergency transport assistance, you can ask for medical referrals or legal referrals. Again, although using this hotline is free, the cardholder is responsible for paying for the services they receive.
Bank of America Customized Cash Reward Card Consumer Benefits
Bank of America Customized Cash Rewards Credit Cards offer generous rewards, but there are additional perks that allow consumers to benefit.
Intro APR period
Applicants approved for the US Bank Customized Cash Remuneration Credit Cards are automatically eligible for introductory Annual Rate (APR) This applies to purchasing and balance transfers.
Specifically, consumers earn 0% Intro April For 15 billing cycles for both purchase and balance transfers, you will need to perform a balance transfer in the first 60 days to qualify. Cardholders will also earn a 3% balance transfer fee after the first 60 days. There will be after the introduction offer is finished 18.24%-28.24% Variable APR Purchases and Balance Transfers.
FICO score free
This card is also provided FICO Credit Score Updated monthly and is free to access, available online or within the Bank of America mobile app. Having a free credit score helps cardholders track credit progress over time.
Enhanced Warranty Protection
As a signing profit for another visa, your card may come with extended warranty protection. This perk adds an additional 1 year warranty protection for items that come with a manufacturer’s warranty of less than three years. Please note that to apply this coverage you will need to pay for the items with a Bank of America credit card.
$0 liability protection
Bank of America blocks fraudsters and notifies you of fraudulent behavior thanks to a $0 liability guarantee. You can also customize fraud alerts within your online account or within your mobile app.
Our Museum
For more than 20 years, Bank of America credit and debit cards have given cardholders free general admission to more than 225 cultural institutions on the first weekend of each month. All you have to do is present your Bank of America card and a valid photo ID to get free admission.
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bank A limited time offer program for similar card links Amex Offer and Chase Offer. Activating certain promotional offers within your account will allow you to earn an additional cashback of approximately 5% to 15% on a regular basis at some restaurants and other participating merchants. You may not create much cashback with Bankamerideals, but it will help boost what you earn.
Bank of America Benefits Liked Remuneration Members
While the reward rate for this card is strong in itself, it is worth noting that it can increase your return rate by up to 75% depending on your status as a member. Bank of America preferred rewards program. To qualify as a member, you must own or jointly own an active and eligible American Bank of America, Meryl, or Meryl Edge account and have an average daily average of $20,000 or more for a minimum of three months across eligible Bank of America account types.
The amounts that can increase cashback rates based on the preferred reward tier that fall into this are as follows:
- Priority Reward Gold: twenty five%
- Platinum Priority Reward: 50%
- Platinum Honors: 75%
- Priority Reward Diamond: 75%
- Priority Reward Diamond Honor: 75%
As a preferred compensation member, this does not include discounts on investment services, origination fees for mortgages, HELOC, car loan interest rates, and fees for certain banking services.
Maximize your Bank of America Customized Cash Reward Card
To get the most out of Bank of America, you need to follow these steps to get a customized cash rewards credit card.
- Change your top revenue category regularly based on your spending plan. Bank of America Customized Cash Rewards Credit Cards Give You Change top revenue category It makes sense to do so once per calendar month, if your normal spending patterns fluctuate annually. For example, if you are planning to travel or buy online, you can switch back categories of 3% that month to boost reward hauling like that.
- Earn a welcome offer. If you spend $1,000 on a purchase within 90 days of opening an account, you will earn $200 in online cash rewards. This requires you to spend at least $334 a month. This can be reached by charging your regular costs and bills to your card.
- Avoid paying interest. Bank of America Customized Cash Rewards Card offers an intro APR for purchases and qualifying balance transfers, but remember that this promotion will not last forever. please confirm Repay your balance before the Intro APR period endsOtherwise, you will be paying off your debts with the higher variable APR on this card.
Conclusion
Bank of America Customized Cash Rewards Cards do not offer the highest rate cashback there as there are several Rotating Category Card This will return you to the selected bonus category by 5%. However, regaining 3% to the selected category (up to $2,500 for 3% and 2% category purchases per quarter, then 1%) is much better than the other 1.5-2% back. Flat rate cashback card In the market – unless you’re usually spending over $2,500 on a quarter.
In addition to the annual fee, a decent welcome bonus and its impressive cashback rate, there is a generous referral APR offer. Bank of America credit cards It deserves serious consideration to the place in your wallet, especially if you are already an American loyalist.
If you still don’t know Bank of America’s customized cash reward credit cards worth itconsider comparing it to others Cashback Rewards Credit Card. Doing your research and comparing it to other cards is the only way to know for sure.
Bank of America content for this post was last updated on April 14, 2025.
