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July 4th is the time to celebrate with fireworks, food and fun, but that doesn’t mean that all fanfare comes cheap. National Retail Federation (NRF) Of 87% of Americans planning to celebrate their holiday in 2024, individual consumers spent an average of around $90.42 on food. Not only that, but about 31% of Americans spent more on patriotic items and decorations for celebrations.
You may think that the money spent on the July 4th celebration is worth it, but that doesn’t mean that you can’t maximize your spending or redeem some rewards to cover your 2025 holiday plan purchases. In fact, there are quite a few ways to do both on July 4th this year, so check out how to use your reward card for potential.
Use reward cards for last-minute consumables
First, you need to use one of the best Rewards your credit card Pay for the groceries, party supplies and fireworks on July 4th. Doing so can ensure you Maximize your spending rewardshowever, you should make sure you are using the most suitable card each time you purchase.
If you are heading to the grocery store for groceries or patriotic decorations, for example: Grocery store credits Cards like American Express Blue Cash Preferred® Card. This card offers 6% cashback on US supermarket purchases (up to $6,000 per year, 1%). This means you can earn up to $360 in cashback each year with just a booster.
Instead of a credit card with bonus grocery rewards, you can also choose Flat rate card It will reward you for everything you buy. An example is: Wells FargoActiveCash® Carddoes not offer 2% cashback on purchases Annual fees. New cardholders can also earn a $200 cash reward bonus on purchases of $500 during the cardholder’s first three months.
Use quarterly bonus categories whenever possible
Some cashback credit cards also offer bonus rewards in categories that spin each quarter. You’ll want to take advantage of these opportunities whenever possible.
Chase Freedom Flex®*Cards that meet this criteria are cards that meet this criteria as they offer up to $1,500 usage (1%) for activated categories that rotate each quarter. the current Chasing the category of freedom For April 2025 to June 2025, the following are:
- Select a streaming service
- Buy on Amazon
Another card to consider in the Rotation category is: Discover IT® Cashback. Like Chase Freedom Flex, Discover IT Cash Back offers 5% cashback on up to $1,500 purchases (at the time 1%) per quarter after these categories are activated. April 2025 to June 2025 Discover your cashback calendar Included:
- grocery store
- Wholesale Club
You can use your cards to maximize these bonus categories for your purchases on July 4th this year by purchasing dishes, drinks and decorations for your planned dishes and parties.
Redemption travel rewards for holiday trips
Maybe you’re planning a holiday trip for July 4th. It’s pretty close to the country or home. In either scenario, you can redeem the rewards you earned Travel credit cards Some tanks in your car, hotel stays, and even airfares. If you have a cashback credit card, you may be able to redeem your statement credit points to cover your travel purchases, but you can also book your trip through the Portal.
Meanwhile, travel credit cards offered through programs such as American Express Membership Rewards, Capital 1 mile, Track the ultimate reward and Thank you Citi You’ll be grateful for the reward Redeem your rewards for travelling through their respective portals or relocating to airline and hotel partners.
Reward cash to cover holiday invoices
You can also check if you can redeem points by using a reward credit card Statement Credit This covers everything you plan to buy on your holiday on July 4th this year. This means you use the reward to cover your holiday food spread, all the patriotic decorations you bought for your home, and even fireworks if you want.
largely Cashback Credit Card This option also applies to many flexible travel credit cards. You may also be able to redeem the reward Gift Card This can be used to pay for food and supplies on holiday. For example, the Chase Ultimate Rewards program allows users to redeem points on gift cards at a rate of 1 cent per point. At the time of this writing, Chase Gift Card options include stores and services such as Amazon.com, Doordash, Instacart, and Target.
Conclusion
The July 4th holiday this year is approaching soon, but there is time to maximize your rewards and redeem points in ways that help keep costs down. Paying the right holiday fees will not only earn you more points Reward Credit CardBut you can use your points to pay for holiday trips, food, supplies and what will help you make your holiday weekend the best.
If you haven’t signed up Reward Credit Card But you may even have time to win a generous credit card welcome bonus with some of your holiday spending this year. If you set aside time comparing cashback and reward credit cards, you will find the option that suits the way you use it.
*Information about Chase Freedom Flex is collected independently by Bankrate.com. Card details have not been reviewed or approved by the card issuer.
