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The Chase Sapphire Reserve® has achieved cult status in the points and miles world thanks to its impressive welcome bonus, generous travel benefits and top-tier exchange partners. But the card has undergone some changes over the years that may have made it less appealing. When Chase announced it was expanding the card’s category bonuses in 2020, it also increased the annual fee from $450 to $550.
More importantly, Sapphire Reserve’s loyalty program is no longer considered best-in-class, as competitors like American Express and Capital One offer more transfer options and better benefits.
If you’re considering replacing this card, we’ve got the best alternatives to the Chase Sapphire Reserve.
What’s so great about Sapphire Reserve?
Now that we’ve looked at four alternatives to the Sapphire Reserve, let’s take a look at what this card has to offer for a quick comparison.
Sapphire Reserve is drawing many with its generous welcome bonus of 60,000 points after you spend $4,000 in the first three months after opening your account, but its real value lies in its rewards structure.
- 10x points on Chase Dining purchases via Chase Travel
- Earn 10x points on hotel stays and car rentals through Chase Travel
- Earn 10x points on Lyft purchases (through March 2025)
- Earn 5x points total on air travel through Chase Travel (after earning $300 travel credit)
- Earn 3x points on general travel and restaurant purchases (after you earn a $300 travel credit)
- All other points x1
One of the Sapphire Reserve’s standout features is its Priority Pass Select membership, which gives you access to over 1,300 airport lounges around the world. The card also gives you access to eight Chase Sapphire Reserve lounges, allowing you to save money on food and drinks at the airport and enjoy a comfortable escape from crowded airport terminals.
Conclusion
The Chase Sapphire Reserve is still a great card for those looking for a premium card with great travel benefits, but if you’ve had this travel credit card for a while or don’t think it’s right for you, there are plenty of competing cards to the Chase Sapphire Reserve that are also good options.
Before making your selection, be sure to read through the cards listed above and their reviews, and consider Bankrate’s comprehensive list of the best travel credit cards.
*Information about the US Bank Altitude® Reserve Visa Infinite® Credit Card has been collected independently by Bankrate.com. Card details have not been verified or approved by the card issuer.
