Jacoblund/Istock/Getty Images Plus/Getty Images
Capital One Venture X Rewards Credit Card A’s premium travel card Lower annual fees More than competitors. However, it’s not surprising about the beneficial travel-related benefits and card protection.
This card offers plenty of opportunities to easily earn rewards on travel and earn solid flat rates for everyday spending. There are also many flexible options for redeeming miles for different travel needs, making the costs of your card easily offset.
Profit at a glance
This is an overview of the capital’s profits and rewards. Points and miles ratings Give the capital one mile each a value of about 1.7 cents.
Reward Rates and Welcome Offers
- Welcome Bonus:
- Spend $4,000 on purchases in the first three months of opening an account and earn 75,000 miles on a trip, worth $750
- 10x miles (17% value) of hotels and car rental booked on a Capital 1 trip
- 5x miles (8.5% value) of flights and vacation rentals booked with Capital One Travel
- Double miles on all other purchases (3.4% value)
Capital One Venture X Statement Credit
Venture X credits and bonuses make it easier Justify annual fees Before you use anything. This is what you get with the card.
| advantage | Maximum annual value |
|---|---|
| Capital One Travel Credit (up to $300 per year) | +$ 300 |
| Anniversary Bonus Miles (10,000 points) | +$ 170* |
| Annual fees | –$395 |
| Total value | $75 |
*Use a rating of 1.7 cents per mile
- Capital One Travel Credit: Earn $300 annual credits for your Capital One Travel booking.
- Anniversary Bonus Miles: Earn 10,000 miles each year from your account anniversary (at least $100 worth of travel).
Travel Benefits and Protection
Venture X Cards have solid premium travel protection and perks that are at the level of premium cards with far higher annual fees.
Shopping protection and benefits
Venture X offers additional shopping protection and benefits to protect your purchases. Please be aware You must charge your purchase to your card for it to be applied.
Maximize your venture x
However, you can offset it $395 The annual fee is simple, here are some tips to maximize the value of Venture X:
Get a welcome bonus
The easiest way to quickly extract values from a new card is to get a welcome bonus. in Minimum Expense Requirements Of the $4,000 in three months, you should average over $1,333. Once you meet your spending requirements, you can find it here 7 Ways to Redeem Welcome Bonus.
Normally use your card for purchases that do not earn bonuses
Venture X is the perfect catch-all card for purchases that don’t fit well into the bonus category of another card. Earn double miles with each purchase. This is important with a return of about 3.4%. There aren’t many cards that offer this high revenue.
This value and powerful redemption options make it my go-to card in these situations. Also, if you prefer a simplified approach to spending, you can feel comfortable knowing you are making the best profits on all your spending.
Use the travel portal
Capital One encourages you to use its travel portal with $300 annual travel creditso please check. This is the easiest way to offset most of your annual fees. You can book flights, hotels and car rentals through the portal.
I often use car rental credits as I prefer to book flights and hotels directly to use the perks of elite status.
Combine the miles
If you have multiple Capital One cards, you can easily combine miles online. On the (Rewards and Benefits) tab, select (Combinate Rewards), then select your account to merge miles. You can also call the number on the back of your Capital 1 card to transfer your miles to other cardholders who can earn miles.
There are no restrictions or expiration dates for transfers. Simply provide the name and card number of the person you wish to transfer the miles. This is a convenient way to work together at home to pool miles for greater redemption.
Redemption of capital for 1 mile
Capital 1 mile The account lifetime must not expire. There are also no dates for the power outage. If you close your account, you will lose any unredempted rewards. Capital One Mile has many flexible uses, but the ideal redemption is a variety of travel types.
Transfer to airline and hotel partner
Capital One has 19 transfer partners that offer excellent flexibility to use your miles. Transfers to partners are the most valuable redemption method, but require more work than redemption of statement credits to cover travel purchases to ensure good value. Bankrate ratings, when used with appropriate travel partners, give each capital a mile worth 1.7 cents.
Unless otherwise stated, a minimum of 1,000 miles is required, and a mile travels at a 1:1 ratio. There are 16 airline partners from Capital One, with transfer ratios and times.
| Airline partners | Transfer ratio | Transfer Time |
|---|---|---|
| Aeromexico Rewards | 1,000: 1,000 | instant |
| Air Canada Aero Plan | 1,000: 1,000 | instant |
| Air France-KLM Flying Blue | 1,000: 1,000 | instant |
| Avianca Lifemiles | 1,000: 1,000 | instant |
| British Airways Executive Club | 1,000: 1,000 | instant |
| Cathay Pacific Asia Mile | 1,000: 1,000 | Up to 36 hours |
| Emirates Skyward | 1,000: 1,000 | instant |
| Etihad Guest | 1,000: 1,000 | Up to 36 hours |
| Eva Air Infinity Mileagelands | 1,000: 750 | Up to 36 hours |
| Finnair Plus | 1,000: 1,000 | instant |
| JetBlue TrueBlue | 1,000:600 | 2-5 days |
| Qantas Frequent Flyer | 1,000: 1,000 | Up to 36 hours |
| Krisflyer from Singapore Airlines | 1,000: 1,000 | Up to 36 hours |
| Tap Air Portugal Miles | 1,000: 1,000 | instant |
| Turkish Airlines Miles & Smile | 1,000: 1,000 | Up to 24 hours |
| Virgin Atlantic Flying Club | 1,000: 1,000 | Up to 24 hours |
Capital One also has three hotel partners, but none of them are unique. Airline partners generally offer better value, but the choice privilege is the best of the three hotel options when compared to the proportions offered by other publishers.
| Hotel partner | Transfer ratio | Transfer Time |
|---|---|---|
| Accor Live Limitless | 1,000:500 | Up to 36 hours |
| Selection privilege | 1,000: 1,000 | Up to 24 hours |
| Wyndham Reward | 1,000: 1,000 | instant |
Expert opinions on Venture x
Since its release, Venture X has earned many praise as one of the best options for premium cards at a reasonable price. Our experts agree: Here’s what they have to say about it.
How to rank venture x
Venture X is one of the best ranked cards on many of our “best of” lists, Bankrate Awards winners As the best card for jet setters. This is where our experts think Venture X is the best option.
Conclusion
While it doesn’t offer comprehensive benefits as other top travel cards, Capital One Venture X Rewards offers low annual fees and is easy to pay with travel credits and anniversary reward bonuses. Adding solid flat rate rewards and flexible redemption options, there are top travel cards that are consistently ranked as one of the top cards in the market.
