Capital One Venture X vs Capital One Venture

Capital One Venture Rewards Credit Card It has been a longtime favorite for consumers who value easy-to-manage travel rewards. At the heart of this, Capital One Venture offers the best world of two worlds: simplicity and value. The card offers simple income and redemption options along with flexible transfer opportunities.

However, Capital One venture faces tough competition from Capital One’s premium travel cards. Capital One Venture X Rewards Credit Card. Strong reward rates and relatively affordable annual fees make Venture X well stacked against the competition Premier Travel Card market.

But either of these Capital 1 credit card Do I need to apply? Below are some of the main details you should consider to determine which options are better:

Main details

Capital One Venture X vs Capital One Venture Highlights

Both Capital One Venture and Capital One Venture X A valuable travel perk Double unlimited 2 miles on all standard purchases, and the value is not equal. The best card for you depends on your spending habits and financial goals. To determine them, we looked at the benefits, bonuses, fees and more of each card.

Which cards make the most money?

Which one will you decide? Travel cards are worth it You may come down to your spending habits. Both cards offer double miles on every dollar you spend, but Venture X will increase the ante when it comes to travel revenue.

However, please note that the annual fee for venture cards is only $95. Most consumers can recover relatively easily through reward revenue. For this reason, annual fees should not overwhelm your income.

Meanwhile, Venture X’s $395 annual fee will be difficult to reorganize with rewards. This is intended to book Travel One Travel, combined with a 10,000 miles of account anniversary bonus (value at $100) with a statement credit of up to $300.

If you need a travel card with no annual fees, Capital One VentureOne rewards credit cards Fits your bill, but the hotel has a 5x reward rate of 5x reward rate, and is booked for 1.25x miles on Capital 1 trips and all other purchases.

Capital One Venture X vs Capital One Venture Expenditure Example

Let’s say you charge $1,000 a month for your daily expenses. This expenditure includes groceries, gas, meals and mobile phone bills. Both cards award twice as many miles for every purchase, so the reward value is the same whether you use Venture or Venture X. Both cards allow you to earn 2,000 miles.

But what happens if you use your card to book a vacation? Capital One Travel Portal? Spend $1,000 on a round trip airfare, $1,500 on a 6-night hotel stay, and $600 on a car rental. It totals $3,100. This is what you earn:

The Capital One Venture Card awards 5x miles at the hotel, 2x miles for vacation rentals, car rental purchases and flight purchases. This means you earn 10,500 miles at the hotel, 2,000 miles on car rentals, and 2,000 miles on flights. In total, you can earn 12,500 miles.

With Venture X, you earn 5x miles on a $1,000 airline ticket, and you earn 5,000 miles and 10x miles on both a $1,500 hotel stay and a $600 rental for a total of 21,000 miles. In this scenario, you’ll earn a total of 26,000 miles.

Why do I need to get Capital One Venture X?

Capital One Venture X is easy Best Travel Credit Cards At the market. It comes with a higher annual fee than a venture card, but with the additional perks, this card may be worth it to you, especially if you are a frequent traveler.

Additional benefits

It has a wide range of value Venture X Travel Benefitswhen you arrange a trip via Capital One Travel, you will be back from up to $300 each year with statement credits. It also offers 10,000 miles each year ($100 worth of travel purchases) on your account anniversary.

Venture X Card also aims to improve your airport experience by offering unlimited free access. Capital One Lounge For cardholders and 2 free guests. Additionally, the card comes with a preferred pass selection membership. Access to the airport lounge More than 1,300 lounges around the world, this time for cardholders and an unlimited number of guests. Finally, every four years you will receive a statement credit of up to $120 to cover your Global Entry or TSA Precheck application fee. These privileges can dramatically speed up the security checking process.

Venture X also offers mobile phone protection, critical travel protection, and access to Capital One Entertainment.

Redemption options

You can redeem you Capital 1 mile In some respects:

• Book new travel bookings through Capital One Travel
• Transfer the miles to one Capital One airline and hotel transfer partners
• Redemption of miles for travel purchase statement credits made within the past 90 days
• Redemption of miles for gift cards, cashback, Amazon and PayPal purchases

Recommended Credit Score

Like many Premier Travel credit cards, Capital One recommends having a credit score Excellent range How to qualify for Venture X.

Why should you get a Capital One Venture?

If you’re looking for a travel card with a solid revenue structure and manageable annual fees, your Capital One Venture card might suit your bill. Additionally, the card’s current welcome offer could potentially bring up to $1,000 in its first year value. So it’s a good time to apply.

Here are some reasons why you might consider adding a Capital One Venture Rewards credit card to your wallet:

Additional benefits

As a Capital One Venture cardholder, you will receive a credit of up to $120 for your Global Entry or TSA Precheck application fee (every 4 years). Plus, venture cards offer many typical trips advantageIncludes 24-hour travel assistance, travel accident insurance, auto rental collision loss exemption scope, and extended warranty protection for eligible items.

Venture Cards don’t offer unlimited free lounge access like Venture X. However, venture card holders can access the Capital One lounge at a rate of $45 per person. This is a discount from the standard $90 rate for non-cardholders.

Redemption options

The redemption options for Capital One Venture Card and Venture X are the same. You can book Travel One Capital One Travel, receive a statement credit for travel purchases you made within the last 90 days, or transfer miles to your airline or hotel transfer partner.

Other redemption options include cashback (in a check or account credit form), gift cards, eligible PayPal and Amazon purchases.

Recommended Credit Score

I need it Great credit to great credit To get the highest odds of qualifying for Capital One Venture. Please note that applicants with a high credit score are usually more likely to receive approval (although approval is never guaranteed).

Conclusion

Comparing Capital One Venture and Capital One Venture X, you can see that both Travel Rewards cards offer unlimited double miles on daily purchases. Both cards will boost reward rates for hotels and rental cars purchased through Capital One Travel, but Venture X offers 10x miles on these purchases, while Venture offers 5x miles. Additionally, Venture X offers five times more miles on flights and vacation rentals booked with Capital One Travel, but the venture is not offering increased revenue from flight purchases.

Considering 10,000 miles on your many travel-related statement credits and account anniversary, Venture X Cards Packs a bigger long-term value punch.

However, if you don’t like paying higher annual fees and don’t travel enough to take advantage of those perks, Venture cards may be the better option for you. If you are considering this card, apply immediately for a generous limited-time welcome offer.