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Wealth Solutions

How to add and remove certified users from a chase card

June 2, 2025 4 Min Read
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How to add and remove certified users from a chase card
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Milan2099/getTyimages; Illustrations by Hunter Newton/Bankrate

As a credit card account holder, there are several reasons why you can add certified users to your account. Maybe you want to earn rewards for family-made purchases, or you might want to help your university students Build some credit history Without creating a separate account.

Deciding to add regardless of the reason Certified Users Credit card accounts should not be taken lightly. When you add an authorized user to your credit card, you are responsible for repaying all the fees you charge.

Here’s how to add a trusted family member, spouse, or partner to your tracking credit card account:

How to chase certified users

Step 1: Log in to your Chase account

The first step to adding an authorized user to your Chase credit card is to log in to your Chase account and select a credit card account to share with your authorized users.

Step 2: Select “More”

Step 3: Select “Add Certified Users”

Screenshots of Chase certified users added

Step 4: Fill out the form and add a certified user

Screenshots of Chase certified users added

To add certified users to your Chase credit card account, you must provide the following information:

  • Your Authorized User Name
  • Their date of birth
  • Their address

Once you fill out the Chase certified user form, Chase will mail the certified user’s physical credit card to the address of the primary card holder.

How to remove authorized users from Chase

You can add approved users to your Chase credit card account online, but you cannot remove approved users from the Account Management page. This means that if you want to remove someone from your account as a trusted user, you will need to call Chase using the number on the back of your credit card instead.

See also  Best business credit cards for fair credit

Another option is to send secure messages to Chase that can be run on your account admin page by clicking the “Main Menu” icon and heading to your secure message inbox. From there you can write a new message containing details of the authorized user account you wish to close.

Which Chase Cards can I use to add or remove certified users?

Chase allows cardholders to add certified users to their credit card accounts, but business credit cards can add employee cards instead. Usually, there is no cost to add certified users, but some of the best travel and reward credit cards from various issuers require certified user fees.

The following chart shows which Most Popular Chase Credit Cards Add and remove certified user cards to your account and remove any amounts you expect to pay each person you add.

Conclusion

Adding an approved user card to your Chase account is a big step. Getting a friend or relative card on your own may seem generous and easy, but paying back the fees is not much fun if you’re not responsible. Only if you fully trust your account can you add certified users to your account and monitor your spending so that new credit access is out of hand.

Frequently Asked Questions about Chase Certified Users

* Information about Chase FreedFreed® is collected independently by Bankrate. Card details have not been reviewed or approved by the issuer.

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