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Traditionally, destroying a credit card that you no longer use was as easy as reaching for scissors and getting extra use from its convenient home shredder.
Because more credit card issuers are switching sturdyly Metal Credit Card – And this trend doesn’t seem to go anywhere. Securely removing old cards is a little more complicated.
When a metal card expires or becomes unusable, scissors, box cutters, or even a piece of paper, are not enough to get the job done. So, what is the best way to destroy a metal card? Here are some options for knicking metal cards:
1. Please return it to the publisher
Sending an expired or other infringed metal credit card back to the issuer is the best way to ensure it is properly destroyed.
If you receive a new card, the issuer may include an envelope with a prepaid postage fee to securely return the old card.
According to a representative from Chase, both will be offered Chase Sapphire Reserve® and Chase SapphirePreferred® Card In metal form, the Chase Cardholder will receive a prepaid envelope in the account opening to mail the email card for proper disposal in the future.
If you have not received a prepaid envelope on your newly issued card, or if you are unable to track the cards that are included in your old card, please call the phone number on the back of the card to request one, or ask for more assistance in disposing of the card.
2. Return to the bank branch
If you are dealing with handoffs directly, you can also enter one of the issuing bank’s brick and return your metal card. Although each issuer may have a different policy, speaking with representatives from the bank’s physical branch can help you decide on the best course of action.
3. I’ll store it
If you want to dispose of your cards to avoid achieving a higher balance, you may just need to put them in a drawer or place them safely. If you decide to place your old card at home, keep it in a safe and relatively inaccessible place that will not damage your information.
4. I’ll destroy it myself
If you know you don’t need a card again, you can also dispose of it by destroying it yourself. But please do not have Collect the home shredders at the corner of your home office and use the dust. Here’s what you should try instead:
Most of these methods are not the most practical ways to destroy cards, but can be fun experiments unless you forget to keep metal away from the microwave or shredder of your home. According to Chase, all of that metal cards even have a note on the back, indicating that they won’t shred it.
5. Don’t trust third party services
If you provided a third party service to destroy your metal credit card for you, it probably scam. To prevent your credit card information from falling into the wrong hands, do not give your metal credit card to anyone other than your bank employee.
Even if your credit card has expired or canceled, please do not provide your credit card number to third parties, particularly by entering it on unsolicited email messages or on unfamiliar websites. You should also securely submit or shred documents with credit card numbers, such as cancelled checks and financial statements, to ensure that the numbers are not fully recognized.
Conclusion
Many of today’s top credit cards are made of metal. This is a trend that you don’t think you’re going to end immediately. However, metal credit cards may be a little more complicated to destroy than plastic, but it is not impossible. In most cases, the safest and most convenient solution is to contact your credit card issuer and seek recommendations for proper disposal of your metal credit card. Call the phone number on the back of the card to request a prepaid envelope for returns and disposal, or ask the issuer how to prioritize it.
Also, even if you dispose of your card itself, do not throw away your points or cashback revenue. Check your account to make sure there are no prolonged rewards waiting for them to be used before they can be used Expired Or it will be confiscated in closure.
