Amazon Cardholders with Amazon Prime membership can take advantage of a little-known perk: up to 25 percent cash back. To be eligible for the Prime Card Bonus promotions of 10 to 25 percent cash back, Amazon Cardholders (who are also Prime members) must make eligible purchases of certain Amazon products (called “Top Picks”).
Here’s everything you need to know about the Amazon Prime Card bonus deal, including how to check if you qualify, how to find eligible products, and how to apply the deal.
How can you earn up to 25% cashback?
Currently, the following three Amazon credit cards are eligible for up to 25% cash back on certain products:
- Prime Visa
- Amazon Prime Store Card*
- Amazon Prime Secured Card*
- Amazon Business Prime American Express Card*
There are no annual fees for any of the cards, but you’ll need to be a member of Amazon Prime, which currently costs $139 per year.
If you have one of these eligible Amazon credit cards, you can earn up to 25% cash back on purchases on the PrimeCard Bonus page, where you can filter according to department, cash back amount, or product rating.
Typically, the Prime Card bonus is 10 to 15 percent cash back on select products across a variety of categories. However, at certain times throughout the year, the discount increases to 25 percent for a limited time. Cash back increases often coincide with the holiday shopping season, so it’s a good idea to regularly check Amazon’s Prime Card bonus page for products that qualify for higher cash back.
How does the up to 25% cashback offer apply?
The 25 percent cash back includes the 5 percent cash back you normally get when you buy on Amazon using a Prime Visa or Amazon Prime store card.
For example, if you find a sale that offers 15 percent off a Sony TV, making that purchase with an eligible credit card will earn you a total of 15 percent cash back — not just the 5 percent cash back you normally get when using your card on Amazon purchases, plus the 15 percent cash back.
Bonus cashback rewards will be posted to your account within one week of the transaction and will be available for use within one to two billing cycles.
Which items qualify for up to 25% cashback?
When you go to Amazon’s Prime Card Bonus page, you can filter eligible purchases by selecting (25% Total Cash Back) in the left column. If you don’t see the (25% Total Cash Back) option, you may need to look again or select a lower cash back deal. Categories typically include electronics, office supplies, toys, beauty products, kitchen appliances, furniture, and more. The Electronics category is particularly good value and often offers bonus cash back on certain phones, laptops, tablets, and more. In the Home & Kitchen category, you can earn cash back on must-have appliances (in the past, Breville espresso machines and Vitamix blenders) as well as certain furniture items.
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Considering the price of some of these products, up to 25 percent off with cashback can be a substantial savings. Plus, many of these products are already on sale, making the Amazon cashback bonus even more enticing.
Best credit cards for Prime Card bonuses
Conclusion
With up to 25% off on select items, the Amazon Prime Card Bonus is a great way to save even more on your purchases. The online giant retailer is already a treasure trove of deals, and these offers will help you save even more than you could with an eligible Amazon credit card. To score bonus deals, be sure to check the Amazon Prime Card Bonus page regularly for limited-time promotions.
*All information regarding the Amazon Prime Store Card, Amazon Prime Secured Card and Amazon Business Prime American Express Card has been collected independently by Bankrate.com and has not been verified or endorsed by the issuers.
