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If you are looking for a travel credit card with an annual fee of less than $100, City Strata Premium Card It must be at the top of the list. This card costs money $95 Over the year, cardholders can earn 3x points in the daily spending category.
The rewards earned with this card are flexible enough to redeem cashback, statement credits, gift cards, and even donations to charities. You can also redeem Citi’s appreciation points to transfer City Travel Points (including hotel stays) via the City Travel Portal or to City Airlines and Hotel Partners.
Citi Strata Premier offers premium travel benefits that offset the annual fee. The annual hotel savings benefits allow cardholders to reduce the cost of eligible hotels by $100 per calendar year.
What is the $100 Hotel Savings Benefit on the Citi Strata Premier Card?
With the Strata Premier Card, you can use your Citi Strata Premier Card to enjoy a $100 discount per year on a single hotel stay (excluding taxes and fees) of $500 or more when booking either Appreciation You or 800-Thankyou.
With that in mind, annual hotel savings benefits are more discounts than free stays. However, getting $100 from a hotel or resort stay over $500 is equivalent to getting up to 20% off. And who doesn’t want to save money on a hotel stay?
How to Use the Benefits of a $100 Hotel Saving
The annual hotel savings benefit is available to cardholders once a calendar year. This is suitable for single hotel stays of $500 or more, with the exception of tax and fee fees.
To take advantage of this perk, you will need to book a hotel stay via acknowledgements or call 800-thankyou to book a hotel stay.
To earn savings benefits, you will need to pay in advance for a qualifying hotel stay with a Citi Strata Premier Card, Citi Thank You Points, or a combination of the two. You have the option to apply profits during the booking process.
You can cancel your hotel reservation if the property offers a flexible cancellation policy. You can also use your $100 Hotel Savings Benefit back to your account and use it within the remaining years of the calendar year.
Other rules that apply:
- Reservations can be made in the name of a primary card member or an authorized user, but reservations must be made by a primary card member.
- The vacation package does not qualify for this benefit.
- A $100 annual hotel savings benefit cannot be combined with the free 4-night free CitiPrestige® credit card perks (if you have both Citi credit cards) in the same transaction.
- This advantage cannot be combined with other promotions or discounts.
How does this benefit compare to hotel credits offered by other travel cards?
While the annual hotel savings benefits may be discounted, this perk is pretty similar to what a similar travel credit card offers.
for example, Chase SapphirePreferred® Card The same one comes with $95 It’s a bonus category that’s pretty similar to the annual fee, but users only get $50 annual hotel stay credits to use through the Chase Ultimate Rewards portal. Again, this discount applies to hotel bookings via the portal. This means you don’t have to spend more than $500 just to use it.
Premium Travel Credit Cards like Chase Sapphire Reserve® and Capital One Venture X Rewards Credit Card They offer $300 worth of annual travel credits, but these cards charge much higher annual fees for $550 and $395respectively.
There are also hotel credit cards that offer a free evening after the first year or card member anniversary. However, the rewards earned on the Hotel Card are much less flexible than Citi’s appreciation points.
Is Citi Strata Premier’s $100 Hotel Savings Benefit worth it?
If you sign up for a Citi Strata Premier card and usually stay in several hotels each year, the annual hotel savings benefits are worth it. Don’t forget to compare hotel pricing thanks. thank you. After all, using a $100 hotel savings benefit means you won’t be able to pay more if you pay more bookings than elsewhere.
Either way, the City Strata Premiere appears to be “worthy” in its first year due to its welcome offer.
- After spending $4,000 in the first three months of opening an account, you can earn 60,000 bonus points and redeem for $600 on Gifter.com.
This means you can do more than compensate for your annual membership fee, regardless of the annual hotel savings perks.
Conclusion
The Citi Strata Premier Card’s $100 annual hotel savings benefit is just one reason to sign up for this card, but there are plenty more. For example, you can earn 3x points in a variety of popular bonus categories. You can also choose this card if you want to earn appreciation points. This allows you to redeem statement credits, gift cards, travel and more.
Still, it’s never a pain to compare its benefits with other travel credit cards before applying. You may miss out on the annual hotel stay discount, but other cards offer perks that you might be better.
*Information about CitiPrestige® credit cards is collected independently by Bankrate.com. Card details have not been reviewed or approved by the card issuer.
