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Maximize Amazon Cashback | Bank Rates

May 21, 2025 12 Min Read
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Maximize Amazon Cashback | Bank Rates

There is little doubt that Amazon will simplify shopping while saving time. Also, with some strategies in place, you can enjoy even more perks without sacrificing convenience. We’ll analyze how cashback reward cards, co-branded Amazon cards, shopping portals and more can help you earn big rewards with Amazon Buys.

Below are eight best ways to get your cash back on Amazon.

1. Use a cashback credit card

Using a cashback credit card to purchase Amazon is one of the fastest ways to add your final money, especially if you are a regular shopper at online retail giants. There are many options available, but choose one of them Best cashback credit card You can quickly escalate your cashback revenue by boosting rewards for online or Amazon-specific purchases.

Here is an outstanding example:

  • Bank of America® Customized Cash Reward Credit Card: This card earns 3% cashback in your preferred qualifying category. One of them is online shopping. Cardcaps spend $2,500 per quarter on purchases within 3% and 2% categories (grocery stores and wholesale clubs), but earn 1% cashback on all purchases afterwards.
  • Chase FreedomFlex®*: This option offers a revolving bonus category throughout the year, often including retail purchases. Cardholders who activate the offer will earn 5% cashback on quarterly purchases (up to $1,500 purchases followed by 1%). In the past, Amazon.com has been one of the bonus categories at least once a year.

  • Discover IT® Cashback: This card earns 5% cashback in quarterly categories, up to $1,500 when active. Discover no longer releases categories in advance, but you can see your selections from previous years, such as purchasing from Amazon.com. After reaching the 5% spending cap, you can earn 1% on all future purchases.

2. Apply for an Amazon Prime Visa card

Amazon Prime Visa Marry high cashback rewards on Amazon and Whole Foods purchases to offer cashback opportunities in everyday purchase categories such as gas and restaurants. Prime Visa targets Amazon Prime members or members who plan to become one. For Prime users, Amazon offers intro offers. Get instantly a $150 Amazon gift card upon approval for Prime members only. Once approved, you will be able to obtain:

  • Prime Card Bonus: Earn 10% or more with Amazon.com items and categories rotation selection with qualified Prime membership
  • Earn unlimited 5% on qualified Prime memberships on Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel Vurchases
  • Earn unlimited 2% on gas stations, restaurants and local transport and commute (including ride sharing)
  • Earn unlimited 1% on all other purchases

It comes with the card There is no annual feeyou must maintain your Amazon Prime membership ($139 per year). Thanks to the lack of foreign transaction fees, you can use this card when traveling abroad. Additionally, you can take advantage of benefits such as travel and purchase protection, such as the Visa Signature Luxury Hotel Collection and the Concierge Service.

3. Sign up for your Amazon Prime Store Card

The Amazon Prime Store Card* is another cashback revenue card for Amazon purchases, Compared to Prime Visathe perks are not that robust. For starters, you can earn the same 5% cashback on Amazon.com and Whole Foods, which is a “closed loop” co-branded card. This means that you won’t get rewarded for other purchases as they can only be used by branded retailers. Cardholders will immediately win a $80 Amazon gift card upon approval.

Here’s how to compare the two Amazon cards:

Amazon Prime Visa Amazon Prime Store Card
Remuneration rate

  • Return to Amazon.com and buy 5%, Amazon Fresh, Whole Foods, Chase Travel

  • 2% back to restaurants, gas stations, local transits and commutes (including ride sharing)

  • 1% back on all other purchases
Sign up bonus (provided upon approval) Get an instant $150 Amazon gift card upon approval for Prime members only $80 Amazon Gift Card
Annual fees $0 (requires an $139 Amazon Prime membership) $0 (requires an $139 Amazon Prime membership)
Additional perks
  • Car Rental Collision Damage Exemption
  • Enhanced Warranty Protection

  • Lost a refund for my package
  • Travel Accident Insurance

  • Travel and emergency support
  • There are no foreign transaction fees
  • Access to Amazon Promotion Finance Offers

4. Buy Amazon through the shopping portal

Another way to earn cashback on Amazon purchases is simply Shop through the portal It earns you cashback. Shopping portals such as Befrugal and Topcashback will provide cashback when you make purchases on Amazon after you have established an account and agree to the site’s terms and conditions.

When paired with a card like Prime Visa, you may be able to stack up Amazon savings up to 13% tuning. Cashback of 5% from your credit card and up to 8% via the shopping portal.

5. Shop Amazon warehouse

Another way to save money with a credit card is to shop for warehouse transactions on Amazon. Once you get there you will have access to some thousands of open boxes, similarly owned items, with the largest brand names you can imagine. The package may be damaged or have other minor defects, but in many cases it is almost unnoticeable.

These transactions come first and are offered first. Therefore, act as soon as you see what you want! You can use your preferred payment method as you shop directly on the Amazon website. This allows you to earn rewarded cards on Amazon.

Amazon warehouses are not the only place to win the price of rock bottoms. Rather, the site offers several other means of saving through Amazon. All of these can be paired with your favorite cashback card.

  • Today’s deal. These are limited time discounts on selected items, like flash sales appearing soon and sold out before they finish.
  • Subscribe and save. Schedule your favorite products and automatically update this program, allowing you to save over 5-15% on shipping with free shipping.
  • Amazon coupon. Although you cannot use external coupons, Amazon often offers its own coupons for home essentials, skincare and more. Enjoy these coupons on top of other discounts and cashback revenue.
  • woot! transaction. This Amazon Company offers flash sales at a rapid discount that is usually available in a short time. If you are a major member, you will receive free shipping too.

7. Take advantage of free shipping

Free shipping may not be a direct way to earn cashback, but for Amazon Prime members, you can save money. You can receive two days of free shipping with qualified items. You will also qualify for free same-day or Saturday delivery if you meet your order threshold and are available in your area.

Free shipping can help you make the most of your Prime membership, especially if you can take advantage of faster delivery times and earn valuable cashback rewards while shopping.

8. Get the best price using price tracking tools

Amazon is known to offer affordable prices, but if you’re not sure if you’re receiving the best deals, there are a few price tracking tools you’ll want to check out. You can check the price history of items on websites like Camelcamelcamel and Keepa to see if the deals you’re looking at online are really catches. This doesn’t earn cashback, but you can maximize your savings by checking if the prices are historically low before checking your cart.

How to get the most out of Amazon Prime Day

One of the most valuable perks of an Amazon Prime membership is access to exclusive promotions including Prime Deals, invitation-only deals and the famous Amazon Prime Days.

Amazon Prime Days This is an exclusive shopping event for Prime members. These events usually last for four days, during which time you will find reduced prices and sudden discounts across all shopping categories. Use cashback credit cards to further enhance your discount.

If you have an Amazon Prime Store card or Prime Visa, Prime Card Bonus Site Through Amazon, make sure your product is earning additional savings beyond the typical 5% cashback. Some products earn up to 25% cashback to pay with a qualified Amazon card.

How about Amazon Big Deays Days?

To avoid confusing it with Prime Day, Amazon will allow Prime members to be accessed on large days. This two-day mega sales event took place between October 8th and 9th, 2024, but could return in the future. Just like Prime Day, you must be an Amazon Prime member to take advantage of pricing.

This 48-hour sales event features generous discounts on a wide variety of products as a preview of Black Friday and Cyber ​​Monday deals. On sale dates in October, it gives Prime members the opportunity to spread holiday purchases over a longer period of time.

Conclusion

If you’re one of millions of loyal Amazon shoppers, you might be surprised at how many ways you can maximize your Amazon cashback revenue. Cashback credit cards with boosted cashback revenue for either retail purchases or Amazon-specific credit cards can significantly increase your cashback revenue.

You can also stack discounts on several other strategies, such as Amazon warehouse transactions and Prime Days. If you don’t already own a cashback card, Amazon Shopping Top Credit Cards To find the best one for your spending habits and budget.

*Information about Chase FreedFlex® and Amazon Prime Store cards is collected independently by Bankrate. Card details are not reviewed or approved by the card issuer

Bank of America content for this post was last updated on May 19, 2025.

See also  Capital One Venture X vs Amex Platinum Card
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