American Express Blue Cash Everyday® Card It is one of the best reward cards for people who spend a lot of their time on groceries and gas every year, and there are several reasons for this.
Beyond the lack of annual fees, cardholders can enjoy excellent reward rates in a variety of everyday categories and quickly earn a lucrative welcome offer. Additionally, rewards can be easily redeemed for statement credits. This means you can use cashback to reduce your credit card bills.
The Blue Cash Everyday Card is a good way to maximize your daily bill rewards, such as buying at grocery stores and gas stations.
Why Blue Cash is the winner of gas and grocery every day
When you’re looking for one of the best credit cards for gas and groceries, the Blue Cash Everyday® card from American Express may be at the top of your list. This card will allow users to earn 1% on all other purchases, in addition to US supermarkets, US gas stations, and US online retail purchases (purchases up to $6,000 per year in each category, 1%). If the majority of your spending is in gas, groceries, or online shopping, it’s wise to have a credit card that rewards those purchases.
With this rate of return in mind, even medium gas and groceries bills, such as in the following example, can help ensure solid pay each year.
| Expense Category | Annual spending | I earned cashback |
|---|---|---|
| supermarket | $5,700 | $171 |
| Gas station | $2,500 | $75 |
| Online Retail | $3,000 | $90 |
| others | $1,500 | $15 |
| Annual Total: | $12,700 | $351 |
While the $6,000 spending cap at gas stations, supermarkets and online shopping may seem like a downside, keep in mind that you will need to spend at least $500 per month in each category to reach that spending cap. On the positive side, cashback earned with this card can be redeemed for statement credits. This means you can use your rewards directly to save on your bills, essentially saving you from 1% to 3% on everything you buy with your card.
Gas reward
According to the latest Labor Statistics Bureau of Consumer Expenses Report, the average American spends around $200 a month to fill a gas tank. Also, if your gas tank digs into your pocket at a rate of $200 a month, you’ll earn $72 in cashback each year by spending $6,000 each year with a 3% cashback each year and using Blue Cash every day to purchase gas. This is equivalent to Top Gas reward cards.
Supermarket Rewards
Even with cooling inflation, you may be fighting high grocery bills every month. With Blue Cash every day, you can earn a 3% reward on grocery purchases up to $6,000 each year. If you spend $475 on groceries each month, your annual total is below the $6,000 spending cap and earn a cashback of $171 each year.
Online shopping rewards
Like gas and groceries, Blue Cash The Blue Cash boosts online shopping purchases with a 3% cashback on purchases of up to $6,000 a year (1% at the time). Given the amounts available online these days, including groceries, if you’re interested in expanding your groceries to US supermarkets, this online shopping category can be applied to what you need.
Welcome offer
This card also comes with a welcome offer worth $200. If you spend $2,000 on purchasing a new Blue Cash Everyday Card within the first six months, you will earn a $200 statement credit. Don’t forget to spend on boosted US supermarkets, gas stations and online retail categories in the US.
Home Chef Credit
The Blue Cash Everyday Card comes with a home chef credit of up to $180. Along with the home chef, customers receive regular scheduled meal kit delivery. This can help you create fresh ingredients, recipe cards and healthy family-friendly meals at home. You must register to receive this offer and meal kit delivery is available only in the US (for automatic renewal).
This credit will help you expand the value of your Blue Cash Everyday Card when it comes to providing support for your family. Certainly, you get a solid reward for US supermarket spending, but sometimes you just want someone else to plan your meals.
Disney Bundle Credits (Movie Night at Home)
If you’re used to grab groceries instead of eating out, you’re not a stranger on a movie night at home. With daily Blue Cash, you will receive a discount when using Disney Bundle Credits. The cardholder will receive a $84 statement credit. This applies in increments of $7 per month (conditions apply). You will need to register an account to qualify for a Statement Credit, but it can be a great discount on streaming services.
Intro APR Offer
Also, Blue Cash Everyday Card has an Intro APR of 0% for 15 months of purchase and balance transfer, and then 18.24%-29.24% fluctuation April. While cardholders do not need to take advantage of this offer, it is always great to have time to pay off any large expenses during this period without worrying about additional interest.
Is Blue Cash a better gas and grocery card than Blue Cash likes?
Blue Cash Anyroid is not just an American Express credit card that rewards gas and supermarket purchases. Your other options are American Express Blue Cash Preferred® Cardoffering more impressive cash rates in US supermarkets, but at a cost. Please check the details:
- Earn 6% cashback at US supermarkets for up to $6,000 a year
- Earn 6% cashback on select US streaming subscriptions
- Earn 3% cashback at US gas stations and transits
- Earn 1% cashback on other eligible purchases
- Spend $3,000 in the first six months and get a $250 welcome offer
- 0% intro APR for 12 months purchases and balance transfers, and 18.24%-29.24% fluctuation April
So which card is better? It really depends on your spending and willingness to pay annual fees. I don’t know? Bankrate offers a daily comparison of Blue Cash apples and aprils.
Conclusion
The ability to earn high rewards with groceries and gas can bring some mitigation to your family budget, and the Blue Cash Everyday Card makes the process as simple as possible. This is partly due to its exceptional reward rate, but is also based on the annual $0 annual party and the intro APR.
That said, there are other cards that earn you generously rewards for groceries, gas and regular purchases most families make. The Blue Cash Everyday Card is definitely worth considering, but check out other top cashback credit cards before making your decision.
