now Capital One Venture X Rewards Credit Card For a while, he has become a true competitor for other premium travel credit cards from publishers such as American Express and Chase.
This is because the annual fees for Capital One Venture X Rewards credit cards are much lower. Chase Sapphire Reserve® or American Express Platinum Card. But that is also because it receives a wide range of airport lounge access perks, flexible travel credits, and ongoing travel benefits cardholders.
But is the Capital One Venture X card “value” in the traditional sense? If you travel at all, you can easily get a lot $395 The value of the first year.
When is Capital One Venture X worth it?
Capital One Venture X is worth it if you’re getting more $395 It’s worth every year from the perks you receive. Here’s a summary of all the reasons why you should consider signing up:
I like the reward structure of the cards
Capital One Venture X makes it easy to earn a substantial amount of money on travel purchases and daily spending rewards. Sign up for this card and you’ll have the opportunity to spend $4,000 on purchases in the first three months of opening an account and earn 75,000 miles on travel worth $750. Regular spending can earn you.
- 1 trip booked in the capital with 10 miles per dollar with hotels and car rentals
- 5 miles per dollar for flights and vacation rentals booked on a single trip
- 2 miles per purchase every day
You can spend $300 on annual travel credits
One of the greatest benefits of this card is the annual travel credits that all members automatically receive, which almost completely offsets the annual fees of the card. Cardholders can regain up to $300 as statement credits for travel bookings made with the card through Capital One Travel. This travel portal will allow you to choose from a selection of similar flights, hotels and car rentals that you’ll find online elsewhere, so this credit should be easy to use.
Like other travel portals, Capital One Travel allows you to search for trips based on destination and date. So you can compare all your options in one place. Additionally, this credit can be applied to multiple bookings.
You will need to choose a preferred pass and a Capital one airport lounge membership
The Capital One Venture X card comes with a preferred pass selection membership. This will bring in over 1,700 airport lounges around the world, with retail prices of $469. However, cardholders can also enter Capital One’s new airport lounge and available partner lounges.
Card members can bring up to two guests for free to your preferred pass or Capital 1 lounge. Additional guests can also be brought into one lounge by cardholder for an additional fee of $45 each.
Benefits up to $120 with Global Entries or TSA Precheck Credits
Like many premium travel credit cards, Capital One Venture X offers up to $120 credits for your Global Entry or TSA Precheck membership. Participating in this program is a better deal as joining the global entry gives you TSA Precheck. This credit can be used every four years and can be used by anyone, not just by the cardholder.
I want to transfer my miles to one Capital travel partner
Like credit cards that earn Chase Ultimate Rewards Points, Citi Appreciation® Points, and American Express Membership Reward Points, Capital One Venture X offers the opportunity to transfer miles to airlines and hotel partners.
This is a complete list of current ratios with capital 1 transfer partners as of the time of writing.
| Transfer Partner | Transfer ratio |
|---|---|
| Accor Live Limitless – All | 2:1 |
| Aeromexico Rewards | 1:1 |
| Air Canada Aero Plan | 1:1 |
| Air France-KLM Flying Blue | 1:1 |
| Avianca Lifemiles | 1:1 |
| British Airways Executive Club | 1:1 |
| Cathay Pacific Asia Mile | 1:1 |
| Selection privilege | 1:1 |
| Emirates Skyward | 1:1 |
| Etihad Guest | 1:1 |
| Eva Infinity Mileagelands | 2:1.5 |
| Finnair Plus | 1:1 |
| JetBlue TrueBlue | 5:3 |
| Qantas Frequent Flyer | 1:1 |
| Krisflyer from Singapore Airlines | 1:1 |
| Tap the miles to go | 1:1 |
| Turkish Airlines Miles & Smile | 1:1 |
| Virgin Red | 1:1 |
| Wyndham Reward | 1:1 |
It’s worth noting that the Capital One Venture X card offers the same flexible redemption options as the regular ones Capital One Venture Rewards Credit CardEach includes the option of redeeming one mile of capital for travel at a rate of 1 cent. Cardholders can also redeem rewards such as cashback, statement credits, gift cards, and products.
When is Capital One Venture X worthless?
Capital One Venture X is worth the investment of an annual year, but that doesn’t mean it’s right for everyone. In fact, there are a few scenarios where it’s better for consumers to have a full understanding of different reward credit cards.
Should I get Capital One Venture X?
Like other premium travel credit cards, Capital One Venture X offers many perks in exchange for relatively high annual fees. Whether to pay $395 This card makes sense as it depends on whether you can actually use the benefits it offers.
That said, Capital One Venture X was created to compete with other top tier travel credit cards. This fact becomes clear when comparing options based on annual fees. Meanwhile, Capital One Venture X will retreat you $395 Every year, Chase Sapphires have a spare cost $550 For the year, Amex Platinum will bring you back $695 Years.
If you want to get a premium travel credit card at the lowest possible cost, the Capital One Venture X is the best option.
Conclusion
Capital One Venture X’s annual fees are lower than their competitors, with travel credits of up to $300 in the first year, generous sign-up bonuses and an airport lounge membership. I don’t really have to complain. Still, take the time to compare this card with other top reward cards, such as other Capital One credit cards and travel credit cards.
The Capital One Venture X Rewards Credit Card is definitely worth it, but you will need to do some research to find out if it has value to you.
