If you are looking for a hotel credit card, then a Marriott co-branded credit card is the best option. With Marriott Bonvoy® Marriott is a program that allows you to earn points through hotel spending. Co-branded credit cards It is one of the easiest ways to earn points regularly. You can use the rewards you earn with your Marriott Credit Card in a variety of ways, including staying at over 7,000 hotels and resorts around the world.
Let’s take a look at some of the best Marriott credit cards that will help you decide which is best for you.
Marriott top credit cards
Perfect with no annual fee
20.49% – 27.49% Variable
Perfect for entry-level Marriott Loyalists
Earn 3 Free Night Awards + 50,000 Bonus Points
20.49% – 27.49% Variable
Perfect for luxury hotel perks
Earn 185,000 Marriott Bonvoy® Bonus Points
Perfect for meals
20.99% – 27.99% Variable APR
Perfect for business owners
19.99% – 28.99% Variable
Compare the best Marriott credit cards
| Card name | It’s perfect for | Reward highlights | Annual fees | Recommended Credit Score |
|---|---|---|---|---|
| Marriott Bonvoy Bold® Credit Card | There is no annual fee |
|
$0 | 670–850 |
| Marriott Bonvoy Boundless® Credit Card | Entry Level Marriott Loyalist |
|
$95 |
670–850 |
| Marriott Bonvoy Brillion® American Express® Card | Luxury hotel perks |
|
$650 | It’s good, it’s great |
| Marriott Bonvoy Bountiful™ Credit Card | dining |
|
$250 | 670–850 |
| Marriott Bonvoy Business® American Express® Card | Business Owner |
|
$125 |
It’s good, it’s great |
How to choose a Marriott Credit Card
Chase and American Express have a well-known rule that you qualify for multiple Marriott cards, so it’s important to choose your first Marriott credit card wisely. Assuming you don’t apply for one or more Marriott cards in your life, here are some tips to choose the best one for you:
Compare free night redemption caps
Some Marriott cards offer the advantages of card holders, such as free nights and automatic elite status, but usually have an annual fee. Check out the fine prints of these perks to make sure they match your travel goals.
For example, the Marriott Bonvoy® American Express® Card’s Free Night Award (after spending $15,000 on eligible purchases on cards in the calendar year) has a redemption cap of 50,000 points, and the anniversary of the card account for each Marriott Bonvoy Boundless Card Free Night Award.
Make sure that free nights you might earn with your card can be redeemed at the properties you want to book. If you want to stay at a medium to high level Marriott property, the Bonvoy Bevy card may be a better option as it has a higher free night award redemption cap.
Check out other perks and automatic status
Marriott cards automatically offer silver status at least, but more expensive cards have automatic status perks in either gold or platinum. If you spend less than 25 nights on Marriott properties per year, a card that gives you gold status (25 nights per calendar year required) will help you get the perks that come with that status tier.
Take a look at the benefits of other cards that Marriott cards offer. When buying the best Marriott credit card for you, decide which one is the most important.
Determine if the annual fee is worth it
Marriott has one credit card per year. There are many benefits, but it doesn’t come with all the perks and super-charge rewards that other Marriott cards do.
If you can easily offset that cost with credit, elite status perks, or other cardholder perks, then an annual Marriott card is worth it. So, the Marriott Bonvoy Brillion® American Express® card might be worth it $650 Annual fees are for those who use dining credits, real estate credits, and free night awards, earn enough points and redeem more. $650. If you don’t think you can’t use all the card offers, a lower annual fee or a free Marriott card might be a better option.
Maximize your Marriott Credit Card Rewards
Once you have a Marriott credit card, you need to know the best ways to get the most valuable rewards and use them. Here are some tips:
- Get a welcome offer: Like many reward credit cards, Marriott cards usually have a profitable sign-up bonus that allows you to jump the point balance. Make sure you meet your spending requirements within the time frame to earn points and win free night awards depending on your card.
- Transfer to UnitedMileagePlus®: If you need to build a hidden Marriott Bonvoy Point and book a flight, consider transferring some of your points to your United MileagePlus account. Earn 10,000 bonus miles for every 60,000 points you transfer. This is more than what the usual 5,000-mile bonus bonus with other partners offers.
- Understand your true reward rate: Depending on your Marriott status, you can earn 10-75% more points on eligible Marriott bookings. Therefore, if you are earning a Marriott Bonvoy Baby Amex Card on eligible purchases at hotels participating in Marriott Bonvoy, you earn an additional 10x points for being a Marriott Bonvoy member and another 2.5x (25%) in the Gold Elite Status Tier boost. Overall, you can earn 18.5x points on eligible Marriott reservations on this card.
What’s next?
Conclusion
The Marriott Bonvoy credit card offers a great benefit to hotel program loyalists to unlock them. Additionally, using any of the Marriott credit cards above will allow you to gain elite status just because you are a cardholder and unlock profits to make your stay more enjoyable.
That being said, if you’re on the fence for any of the options above, take your time Best hotel credit card – Includes outside cards of co-branded landscapes.
*Information regarding Marriott Bonvoy Bold® Credit Cards, Marriott Bonvoy Boundless® Credit Cards, and Marriott Bonvoy Bountiful™ Credit Cards was collected independently by Bankrate.com. Card details have not been reviewed or approved by the card issuer.
