American Express offers a variety of co-branded credit cards to earn points on Hilton Honorary Program It can help cardholders earn rewards that they can redeem at over 8,000 Hilton facilities around the world. Hilton honors the American Express Card and Hilton honors the American Express SaruPas® Card Perhaps some of the most popular options due to the fee structure, reward rates and welcome offers available.
However, these two cards are not the same. If the Hilton Honors Amex Card is a brand’s annual hotel credit card, the Hilton Honors Surpass card offers more rewards and benefits $150 Annual fee (compared with $550 Annual fees Hilton honors the American Express Aspire Card*).
If you don’t mind paying a little more for a co-branded hotel card, you can earn more rewards on eligible Hilton purchases and a slightly larger welcome bonus with your Surpass card. Here are the important benefits of these two hotel credit cards.
Compare Hilton Honors Amex vs. The Hilton Honors Surpass
| card | Hilton honors the American Express Card | Hilton honors the American Express SaruPas® Card |
|---|---|---|
|
Remuneration rate |
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Welcome bonus |
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Annual fees |
$0 | $150 |
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Foreign transaction fees |
none | none |
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Hilton’s Honor State |
Free Hilton honors silver status. Upgrade to Hilton If you spend $20,000 on a card in the calendar year, you will receive gold status |
Free Hilton Honors Gold Status |
Hilton Honor American Express Card vs. Hilton Honor American Express Credit Card
When comparing these cards, it is best to see the features that are most important to you. a Welcome bonus While it may be more important to some consumers, others may be more concerned about the rate of compensation for spending. In any case, take a look at the differences in the cards below and choose the one that suits your needs.
Which cards make the most money?
It could possibly help you get more rewards in a year, as it has a higher bonus reward rate and more bonus categories. However, you can find this by looking at your normal spending and running the numbers yourself.
Hilton Honor American Express vs. Hilton Honor American Express surpasses the example of spending
Here is an example of spending that shows what we mean. Imagine you travel quite often and charge a lot of personal expenses on your credit card. In that case, here is what your monthly expenses will look like:
- $700 a month for supermarket spending
- $300 gas station
- $200 Restaurant
- Hilton Hotel stays for $300
- $500 for other spending
You earn 115,200 bonus points per year without an annual fee for the Hilton Honors American Express Card, while your Surpass card earns 147,600 bonus points per year. Considering the welcome bonuses on these cards, you can earn 185,200 or 277,600 points in the first year of your card membership, respectively.
If you use a 0.6 cent rating for Hilton Honors Bonus Points, the Welcome Bonus Value equals $420 or $780 for Hilton Stays, respectively. Adding an example of first-year spending, the total estimated rewards for these two cards is $1,111.20 for the Hilton Honors American Express Card and $1,665.60 for the Hilton Honors Surger Card.
Even when you take $150 Taking into account the annual fees of the Surpass card, this example of expenditure will definitely be featured first.
Why do I need to get the Hilton Honor American Express Card?
Why does Hilton’s Honorary American Express need to exceed credit cards?
Conclusion
You are a frequent traveler and like the Hilton brand, one of these cards can work for you.
Those who don’t travel very often may opt for the Hilton Honor American Express card, but more frequent travelers should consider the good card. In any case, earning and redeeming rewards with one of these credit cards will help you achieve your goal of affordable stays at Hilton Properties around the world.
However, if your brand is less loyal or more flexible, Top of general travel reward cards Instead.
*All information about Hilton Honors American Express Aspire credit card is collected independently by Bankrate and not reviewed or approved by the publisher.
